$10 per month in Bitcoin since 2025
Buying $10 of Bitcoin every month from January 1, 2025 works out to $200.00 put in across 20 purchases. Those buys total 0.00231564 BTC, worth $147.14 at today's price, a return of -26.4%.
Total invested
$200.00
20 purchases of $10
Value today
$147.14
At the latest market price
Profit
-$52.86
-26.4% ROI
BTC stacked
0.0023 BTC
231,564 sats
Annualized (XIRR)
-32.1%
Max drawdown
−25.1%
Purchases
20
Best buy
$60,105 · Jul 1, 2026
Year-by-year breakdown
| Year | Total invested | Value at year end | ROI |
|---|---|---|---|
| 2025 | $120.00 | $109.90 | -8.4% |
| 2026 (YTD) | $200.00 | $148.43 | -25.8% |
Each row is measured at that year's final scheduled purchase. The current year shows the latest purchase so far.
How this is calculated: purchases are simulated on UTC calendar days. Prices come from Kraken weekly candles filled in to daily values, with real daily market data covering 2010–2015. Amounts are in USD, and no exchange fees are applied. ROI is the gain as a percentage of what you put in. XIRR is the annualized return, meaning the yearly rate of growth, adjusted for money going in a bit at a time. Max drawdown is the deepest fall the stack ever took from its own peak. The full methodology covers the rest.
Run your own numbers
This page assumes $10 every month and zero fees. Change any of it in the live calculator: amount, cadence, dates, fees, all backtested against the same historical data.
Open the calculatorCommon questions
How much would $10 per month in Bitcoin since January 1, 2025 be worth today?
Investing $10 every month from January 1, 2025 totals $200.00 across 20 purchases. At today's price that stack would be worth $147.14, a return of -26.4%.
How much BTC would $10 per month since January 1, 2025 accumulate?
About 0.00231564 BTC (231,564 sats), at an average cost of $86,369 per BTC.
What is the annualized return of this DCA schedule?
The money-weighted annualized return (XIRR) is -32.1% per year, with a maximum portfolio drawdown of 25.1% along the way.
Related scenarios
Not financial advice. This is a historical simulation for educational purposes; past performance does not guarantee future results. Bitcoin is volatile and you can lose money.