$250 per month in Bitcoin since 2018
Buying $250 of Bitcoin every month from January 1, 2018 works out to $26,000 put in across 104 purchases. Those buys total 1.6125 BTC, worth $102,213 at today's price, a return of +293%.
Total invested
$26,000
104 purchases of $250
Value today
$102,213
At the latest market price
Profit
+$76,213
+293% ROI
BTC stacked
1.61 BTC
161,249,984 sats
Annualized (XIRR)
+30.5%
Max drawdown
−73.9%
Purchases
104
Best buy
$3,426 · Feb 1, 2019
Year-by-year breakdown
| Year | Total invested | Value at year end | ROI |
|---|---|---|---|
| 2018 | $3,000 | $1,660 | -44.7% |
| 2019 | $6,000 | $6,667 | +11.1% |
| 2020 | $9,000 | $23,114 | +157% |
| 2021 | $12,000 | $73,236 | +510% |
| 2022 | $15,000 | $23,919 | +59.5% |
| 2023 | $18,000 | $58,262 | +224% |
| 2024 | $21,000 | $151,038 | +619% |
| 2025 | $24,000 | $146,091 | +509% |
| 2026 (YTD) | $26,000 | $103,362 | +298% |
Each row is measured at that year's final scheduled purchase. The current year shows the latest purchase so far.
How this is calculated: purchases are simulated on UTC calendar days. Prices come from Kraken weekly candles filled in to daily values, with real daily market data covering 2010–2015. Amounts are in USD, and no exchange fees are applied. ROI is the gain as a percentage of what you put in. XIRR is the annualized return, meaning the yearly rate of growth, adjusted for money going in a bit at a time. Max drawdown is the deepest fall the stack ever took from its own peak. The full methodology covers the rest.
Run your own numbers
This page assumes $250 every month and zero fees. Change any of it in the live calculator: amount, cadence, dates, fees, all backtested against the same historical data.
Open the calculatorCommon questions
How much would $250 per month in Bitcoin since January 1, 2018 be worth today?
Investing $250 every month from January 1, 2018 totals $26,000 across 104 purchases. At today's price that stack would be worth $102,213, a return of +293%.
How much BTC would $250 per month since January 1, 2018 accumulate?
About 1.6125 BTC (161,249,984 sats), at an average cost of $16,124 per BTC.
What is the annualized return of this DCA schedule?
The money-weighted annualized return (XIRR) is +30.5% per year, with a maximum portfolio drawdown of 73.9% along the way.
Related scenarios
Not financial advice. This is a historical simulation for educational purposes; past performance does not guarantee future results. Bitcoin is volatile and you can lose money.