One Workday at Minimum Wage in Bitcoin Weekly Since 2020
Buying $58 of Bitcoin every week from January 1, 2020 works out to $20,068 put in across 346 purchases. Those buys total 0.70676403 BTC, worth $44,889 at today's price, a return of +124%.
Total invested
$20,068
346 purchases of $58
Value today
$44,889
At the latest market price
Profit
+$24,821
+124% ROI
BTC stacked
0.7068 BTC
70,676,403 sats
Annualized (XIRR)
+24.2%
Max drawdown
−68.8%
Purchases
346
Best buy
$5,776 · Mar 18, 2020
Year-by-year breakdown
| Year | Total invested | Value at year end | ROI |
|---|---|---|---|
| 2020 | $3,074 | $8,593 | +180% |
| 2021 | $6,090 | $17,416 | +186% |
| 2022 | $9,106 | $8,180 | -10.2% |
| 2023 | $12,122 | $26,179 | +116% |
| 2024 | $15,138 | $64,639 | +327% |
| 2025 | $18,212 | $59,566 | +227% |
| 2026 (YTD) | $20,068 | $44,937 | +124% |
Each row is measured at that year's final scheduled purchase. The current year shows the latest purchase so far.
How this is calculated: purchases are simulated on UTC calendar days. Prices come from Kraken weekly candles filled in to daily values, with real daily market data covering 2010–2015. Amounts are in USD, and no exchange fees are applied. ROI is the gain as a percentage of what you put in. XIRR is the annualized return, meaning the yearly rate of growth, adjusted for money going in a bit at a time. Max drawdown is the deepest fall the stack ever took from its own peak. The full methodology covers the rest.
Run your own numbers
This page assumes $58 every week and zero fees. Change any of it in the live calculator: amount, cadence, dates, fees, all backtested against the same historical data.
Open the calculatorCommon questions
How much would $58 per week in Bitcoin since January 1, 2020 be worth today?
Investing $58 every week from January 1, 2020 totals $20,068 across 346 purchases. At today's price that stack would be worth $44,889, a return of +124%.
How much BTC would $58 per week since January 1, 2020 accumulate?
About 0.70676403 BTC (70,676,403 sats), at an average cost of $28,394 per BTC.
What is the annualized return of this DCA schedule?
The money-weighted annualized return (XIRR) is +24.2% per year, with a maximum portfolio drawdown of 68.8% along the way.
Related scenarios
Not financial advice. This is a historical simulation for educational purposes; past performance does not guarantee future results. Bitcoin is volatile and you can lose money.